Facing reality head-on is scary and invigorating. I'm tired of being a debt slave. It just makes no sense. Time to take drastic measures. I tried freezing my cards, which worked for the most part but I'm concerned that once I get out of debt again, I'll be back in debt....again so I've decided to cut up most of my cards. No one person needs access to this much credit. Don't get me wrong. Having credit has been a lifesaver at times but when I think about it, what is the lifesaving situation that would warrant me needing a Kohl's credit card? None that I can think of, so snip, snip. I guess since working from home using my own computer equipment, I could justify having an electronics store credit card BUT...I'm still paying for 2 computers I purchased several years ago because I've never paid the balance off. You know the sad part? I no longer have either of those computers....but I'm still paying for them. Physically, I still have them in my possession but neither of them work and they are now outdated technology not even worth repairing, one of them was replaced almost 2 years ago. Yeah, it sounds really stupid when I think about it now.
I'm going to do whatever I have to in order to tackle this debt head-on.
Okay, I'm tired and need to get some rest so I can hit these keys running in the morning.
~Pamela Denise~
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